Repair all 3 credit bureaus.
Increase your credit score.
Easily do it yourself.
Click. Send. Fix.
Credit & Beyond is a credit repair expert so you don’t have to be.
Fixing your own credit used to require a ton of work and a bit of luck.
But now, Credit & Beyond makes fixing your credit and increasing your credit score fast and easy.
Meet Credit & Beyond
Credit & Beyond is so smart and easy to use, you might think it’s magic.
Dispute any account on all 3 bureaus
Credit & Beyond can help you delete these accounts from Experian, Equifax, and TransUnion:
Late Payments
Collections
Repossessions
Judgments
Charge Offs
Inquiries
Foreclosures
Bankruptcy
No need to create an account with each credit bureau. Credit & Beyond brings all three credit bureaus to you.
Smart Import
Credit & Beyond automatically imports your 3 bureau credit report without creating a hard inquiry.
Brilliant AI
Credit & Beyond's Artificial Intelligence knows which accounts are hurting your credit and helps you create powerful disputes to remove them.
Unlimited Disputes
Dispute as many accounts as you want on all 3 bureaus at the same time. It doesn’t matter if you have one account or fifty accounts to dispute, Credit & Beyond can easily manage and track all of them.
Professional Letters
Letters are far more effective at getting accounts permanently deleted than online disputes. Credit & Beyond's letter generator helps you create effective disputes based on consumer protection laws.
Track Your Results
Every month Credit & Beyond imports your new 3 bureau credit report and shows which accounts were deleted and your new credit scores. If an account wasn’t deleted, Credit & Beyond will suggest a new strategy for additional disputes.
No need to hire a credit repair company
Don’t waste your time and money hiring a credit repair company to send generic disputes the 3 credit bureaus can legally reject.
Credit & Beyond helps you create far more effective disputes than any credit repair company. Because you send them yourself, the credit bureaus won't reject them.
Easily create effective disputes for all 3 credit bureaus and improve your credit score with Credit & Beyond.
Seriously, you can do this.
No more spending hours studying your credit report, researching how to delete accounts, writing disputes, and keeping track of the results. Credit & Beyond manages everything for you.
Link your credit report
Credit & Beyond automatically imports and analyzes your 3 bureau credit report, finds negative accounts, and prepares an aggressive dispute strategy.
Credit & Beyond never puts an inquiry on your credit report
Disputes that work
Credit & Beyond's brilliant AI knows that different negative accounts require different dispute strategies. For example, disputing a collection account is different than disputing a bankruptcy.
Credit & Beyond helps you create the right dispute to achieve a permanent deletion.
Track your results
Credit & Beyond tracks all of your disputes on all 3 credit bureaus. Every month you'll receive a progress report showing what accounts were deleted and your new credit scores.
You'll always know what's going on with your credit repair and credit score.
Real answers from real credit experts.
Want to know the fastest way to improve your credit and increase your score? Credit and Beyond’s team of credit experts have got you covered. The video coaching course will show you exactly what to do and provide answers if you have questions.
The most powerful credit repair software ever created, is free.
Only pay for a 3 credit bureau subscription and postage for your dispute letters.
Credit & Beyond links with your existing or new Smart Credit 3 bureau credit report. Connect your existing account or create a new one. It only takes a few seconds.
Don’t have an account? Click GET STARTED below now. No contracts. Cancel anytime.
Credit & Beyond®PREMIUM
$39/mo
Cancel Anytime- Unlimited Credit & Beyond Disputes
- Monthly 3 Bureau Reports & Scores
- Identity Theft Insurance ($1m)
- Credit Monitoring & Alerts (TU)
Includes SmartCredit Money Manager with Unlimited Transunion Report & Score updates in SmartCredit.
Out with the old…in with Credit & Beyond
Big credit repair companies are better at deleting dollars from your pocket than negative accounts from your credit report. That’s why we created Credit & Beyond.
 |
Lexington Law ® | creditrepair.com® | |
|---|---|---|---|
| Cost | Free w/3 bureau subscription | $89 - $129 per month |
$99 per month |
| Disputes per month | Unlimited | 2 - 3 | 2 - 3 |
| Bureaus can ignore disputes? | No | Yes | Yes |
| Video Credit Coaching | Yes | No | No |
Credit & Beyond saves you time and money by offering a better credit repair solution.
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